• White Collar classification generally applies to professional, office, and administrative workers not involved in manual duties
• Light Blue occupations involve some light manual duties, e.g. most sales people or professions with some fieldwork
• Blue collar occupations involve some manual work and the use of light machinery, such as qualified trades
• Heavy Blue occupations involve heavier equipment and manual work, such as drivers and some professions with a high level of risk

Our insurer will figure out exactly which classification applies to you based on the info you provide in your application.

For further information, please refer to the Product Disclosure Statement